Cars

Most people spend more time shopping for their car than they do shopping for the best auto insurance rates This is a mistake As a smart consumer you need to allot time for getting the best rate for your insurance Your three goals are getting the bes
Most people spend more time shopping for their car than they do shopping for the best auto insurance rates This is a mistake As a smart consumer you need to allot time for getting the best rate for your insurance Your three goals are getting the best insurance rates getting the best financing and getting the best price

If you dont shop around for the best rate your insurance premium can be more than your car payment Ive seen it happen and its not pretty You are all happy and excited about your new car up until you find out how much the insurance is going to cost you Then you struggle just to make the insurance payments Or worse you cut coverages to keep within your budget For example having the highest deductible 10002000

Its not hard to shop around for the best rate either There are several comparison sites that will give you several quotes from multiple insurance companies to make sure you get the best rate Use them It only takes 1015 minutes and it can save you from plenty of financial headaches Just like the Geico commerical says 15 minutes could save you 15 or more 15 minutes on a insurance comparison site will guarantee you get the best car insurance rates available

When you do shop around always be sure to have a copy of your current policy available for comparison This will make getting the quote as painless as possible That way you compare all the coverages and make sure you are getting the same discounts with the new company as the old one

One thing that can surprise you is monthly payment fees so be on the lookout for these Some companies charge you a monthly fee when you make monthly payments maybe 34 a month Thats an extra 3648 a year you need to factor into your comparisons

Theres nothing like thinking youre getting a great deal only to find out its a good deal once all the dust is settled and you get your new policy If youre only going to save a few dollars a month after you switch to the new company maybe its best to stay put Sometimes you will lose loyalty discounts with your current company that you wont get with the new company Or the customer service or claims service is great at the current company These days that is worth more than a few dollars a month to me so keep these small things factored into the equation

Shopping for car insurance is quick and easy and you may even save hundreds of dollars per year All it takes is about 15 minutes Make sure you put shop for car insurance on your car wishlist when you go car shopping